Dinar Scams

Creators / Frank26

Frank26: three years of “any day now.”

Frank26 has streamed more than 1,700 times about an Iraqi dinar revaluation. We took one stream a month since January 2023, wrote down every prediction that could be checked, and compared each one with what actually happened.

24predictions checked
0came true
—days since the first one
Value of one Iraqi dinarIn US dollars
Predicted on stream, 2024–2025$3.22
Official value today$0.00077
4,218× apart

Official rate: about 1,310 dinars per dollar, unchanged since February 2023.

If you hold dinar

This page isn't here to make fun of anyone. Wanting a better future for your family isn't foolish, and plenty of good, careful people have believed in the revaluation.

Hope deserves honest information. Everything below is his own words, the date he said them, and the public record. Every entry links to the exact moment in the original stream, so you can check it yourself instead of taking anyone's word for it, including ours.

Who is Frank26?

Frank26 runs KTFA (“Keep The Faith Always”), a Christian-themed forum and YouTube channel focused on a hoped-for revaluation of the Iraqi dinar. Everything in this section comes from his own website and streams.

Running since
2008, when he says a group of men asked him to lead studies “in a common investment”
Livestreams
More than 1,700 on YouTube, plus weekly conference calls
Background
His site lists a background in biology and a degree in respiratory therapy. It mentions no military service and no financial credentials.
In his words
“I'm not a wealth adviser” (May 15, 2024). He says “in my opinion” about a dozen times per stream.

Checked against ktfalways.com on October 6, 2026. Websites change, so details may differ later.

Businesses connected to the channel

None of these is improper on its own. What matters is whether viewers realize that the person telling them the dinar is about to rise also links to ways to buy it, and to many other products.

Buying currency

His site's “Foreign Currencies” page offers currencies through an unnamed “broker.” Orders go through an online form or by calling the same phone number listed as KTFA's main contact.

Payment by cashier's check or money order only. Whether he earns anything from these sales isn't disclosed. See the page

Paid membership

Premium membership at $10 per month for private “Team Chat” notes, paid through PayPal.

See the page

Health products

LifeVantage and Youngevity through personal “frank26” shop addresses, plus Alovea, Anovite, Shaklee, Boomer supplements, a stem-cell patch and an air purifier.

63 of his stream titles advertise products or promotions.

Money and assets

Gold and silver, an asset-protection trust company, a financial professional, and a forex monitoring tool.

Other listings

MyPillow (with promo code “KTFA”), emergency food supplies, computer repair, and a donation button.

About 20 listings on his Products page in total.

The record

Specific, checkable predictions, oldest first.

“CBI IS DETERMINED!!!”

Next official rate change to watch for is 1,190, possibly 1,000 dinars per $1; dinar "soon to float".

Said by: Frank. Deadline: Implied soon.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 00:50:00
“CBI IS DETERMINED!!!”

Dinar headed to a one-to-one position with the dollar and an international float.

Said by: Frank. Deadline: Implied soon.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 00:51:43
“IT'S NOT A DELAY!!!”

One more exchange-rate change, maybe 1,166 or 1,000 per $1, "coming very soon", then zeros lifted.

Said by: Co-host (relaying "bank friend"). Deadline: "Very soon".

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 01:19:28
“YOU CAN BANK ON IT”

Year-end budget spending only makes sense if a new rate is applied retroactively to Jan 1, adding value to the currency before year end.

Said by: Frank. Deadline: End of 2023.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 01:25:13
“AT 10:39 PM EST”

CBI has told officials a day to release the new exchange rate and the lower notes.

Said by: Frank. Deadline: Implied soon.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077. No new lower-denomination notes issued.

Did not happen
Watch at 00:29:22
“SCORE!!!”

Dinar float would likely be capped between $3.86 and $4.25 per dinar.

Said by: Frank. Deadline: None given.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 00:24:18
“SCORE!!!”

Iraq "can come out at 322 with no problem" (i.e., $3.22 per dinar reinstatement).

Said by: Frank. Deadline: None given.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 00:35:48
“IT WON'T STOP”

New high-tech lower notes "coming out pretty soon".

Said by: Frank. Deadline: "Pretty soon".

What happened: CBI (Aug 26, 2026): no redenominated notes printed; any zero-removal needs legal/regulatory stages and has no announced timetable.

Did not happen
Watch at 00:13:48
“TIME IS SHORT”

Dinar goes international at the end of 2024; Frank calls a document "the key" to unlock the new rate.

Said by: Co-host (relaying "Mr. Sammy"); Frank agreed at 02:00:30. Deadline: End of 2024.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 01:48:16
“BE CAREFUL WHO YOU STUDY WITH”

"We could have a rate change next week."

Said by: Co-host. Deadline: Late Feb 2025.

What happened: CBI used an official rate of 1,320 per $1 throughout 2025; no new rate.

Did not happen
Watch at 02:10:54
“BE CAREFUL WHO YOU STUDY WITH”

"Next week Sudani in my opinion will give Parliament the budget with the new exchange rate."

Said by: Frank. Deadline: Late Feb 2025.

What happened: CBI used an official rate of 1,320 per $1 throughout 2025; no new rate.

Did not happen
Watch at 02:13:06
“140 = HCL = NEW RATE ?”

It is "a reinstatement at 3.22"; article "tells me they're going to do more than 322".

Said by: Frank / co-host. Deadline: None given.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 00:34:25
“PASS THE GAS”

"The moment you see the HCL [hydrocarbon law], you're going to see the new exchange rate."

Said by: Frank. Deadline: When HCL passes.

What happened: Rate unchanged. HCL passage status not verified for this sheet.

“PASS THE GAS”

Stands by statement that "there's nothing holding up the RI from coming out."

Said by: Frank. Deadline: Implied imminent.

What happened: 15 months later: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 01:13:42
“LIQUIDITY”

RI "is going to give us 322" or higher; zeros lifted later in 2025; Sudani "has from now until November the 11th".

Said by: Frank. Deadline: By Nov 11, 2025.

What happened: No rate change or redenomination in 2025. Sudani left office May 2026 (succeeded by Ali al-Zaidi).

Did not happen
Watch at 01:05:45
“GOI FORMED”

Lifting the zeros is what they are going to do "very soon".

Said by: Frank. Deadline: "Very soon".

What happened: CBI (Aug 26, 2026): no redenominated notes printed; any zero-removal needs legal/regulatory stages and has no announced timetable.

Did not happen
Watch at 00:40:05
“TRUMP!!!”

"The moment that your new government is announced with your new exchange rate…"

Said by: Frank. Deadline: When new government forms.

What happened: New government approved May 14, 2026; official rate unchanged and confirmed at 1,300 for 2026 budget.

Did not happen
Watch at 00:57:21
“DID YOU MISS ME”

"I wanted it to happen on the 1st of this year. It should have happened by now."

Said by: Frank. Deadline: Jan 1, 2026.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

Did not happen
Watch at 00:09:00
“PREPARING TO INTRODUCE”

Prime Minister will be Sudani, "not announced for a couple of more days".

Said by: Unclear (off-air call; captions garbled). Deadline: Late Apr 2026.

What happened: Ali al-Zaidi named PM-designate Apr 27, 2026. Low confidence on caption wording.

Did not happen
Watch at 00:00:30
“PREPARING TO INTRODUCE”

They are "moving forward with the new exchange rate by lifting the three zeros"; process "is starting".

Said by: Frank. Deadline: Implied soon.

What happened: CBI (Aug 26, 2026): no redenominated notes printed; any zero-removal needs legal/regulatory stages and has no announced timetable.

Did not happen
Watch at 00:50:02
“EXCHANGE RATE HEATED !!!”

"I told you a week ago that you would be seeing them [lower notes] very soon."

Said by: Frank. Deadline: "Very soon".

What happened: CBI (Aug 26, 2026): no redenominated notes printed; any zero-removal needs legal/regulatory stages and has no announced timetable.

Did not happen
Watch at 01:16:57
“TIME FOR TRILLIONS INTO BILLIONS”

One-to-one inside Iraq, "possibly $4" outside; "I predict it will cap at around 425".

Said by: Frank. Deadline: None given.

What happened: Official rate still 1,300 IQD per $1 (CBI posts ~1,310); unchanged since Feb 2023. 1 dinar = about $0.00077.

“TIME FOR TRILLIONS INTO BILLIONS”

Trillions-to-billions (removing zeros) before the budget, "I think it'll be next week".

Said by: Frank. Deadline: ~Oct 11, 2026.

What happened: CBI (Aug 26, 2026): no redenominated notes printed; any zero-removal needs legal/regulatory stages and has no announced timetable.

“TIME FOR TRILLIONS INTO BILLIONS”

"If they drop the zeros, then that's one to one."

Said by: Co-host, Frank agreed. Deadline: n/a.

What happened: Officials say redenomination converts 1,000 old dinars to 1 new dinar with prices held fixed; it does not change purchasing power.

Contradicted
Watch at 00:09:40

Showing 24 of 24. 21 did not happen or were contradicted by officials, 3 are still open, and none came true.

About “lifting the zeros”

His newest promise is that removing three zeros from the dinar will make holders rich. Officials proposing it say 1,000 old dinars would become 1 new dinar, with no change in purchasing power.

Try the calculator

Things worth noticing

Counts come from the 29 streams in this sample unless noted.

352

Times he said “in my opinion”

About a dozen times per stream. Someone with real inside knowledge wouldn't need to label every statement as opinion. In May 2024 he also told viewers he isn't a wealth adviser and can't advise them.

0

Named sources

He refers to “my team” or “my teams” 63 times and a “bank friend” 35 times. Not one of these sources is ever named or can be checked.

20

Countdown titles

Across all his streams. Some refer to political events, but each tells viewers something big is about to happen.

    63

    Product promotions

    Stream titles advertising health products, supplements or other promotions, across his channel. He has also invited viewers to join a paid membership. Worth asking who benefits from the waiting.

    “I wanted it to happen on the 1st of this year. It should have happened by now.”

    Frank26, March 16, 2026. Watch the moment

    Check it yourself

    1. Look up the official rate on the Central Bank of Iraq's website, not on a YouTube stream.
    2. Before buying more dinar, ask the seller what they would pay to buy it back today.
    3. Write down the next prediction and the date it was made. Then check back.
    4. If a seller promised you profits, you can report it to your state securities regulator or the FTC.
    5. Talk it over with someone you trust who has nothing to sell you.

    If someone you love believes in the revaluation, please don't mock them. Share one entry from the record, then ask a question instead of making an argument.

    How this was checked

    We took the livestream closest to the 15th of each month from January 2023 to October 2026. YouTube's automatic captions were scanned for predictions with a specific number, date or event, and each one was read in context. Vague statements like “great news is coming” weren't counted.

    Captions can garble words and don't identify speakers. Where a co-host made the statement, the record says so. Transcripts for 17 of the 46 months couldn't be retrieved, and he has streamed over 1,700 times, so this is a sample, not everything he has said.

    Last checked: October 5, 2026. Two predictions are still open and will be updated when their deadlines pass.

    Sources for what happened